The whole cooperative, from member to surplus.
Members, share capital, dues, savings, loans with regulated classification, cards, social funds and governance. Built module by module on the INCOOP framework.
Twenty-three modules that talk to each other.
Members and share capital
Member register, joins and exits, capital subscription and payment, and a single member statement view.
Savings and loans
Interest-bearing savings accounts, loan portfolio, collateral and collection follow-up.
Classification and provisions
Regulated portfolio classification, loan loss provisions, solvency and reserves under the prudential framework.
Surplus distribution
Configurable waterfall: legal reserve, education fund, solidarity and member return.
Governance
General meeting, board, supervisory board and committees, with their minutes and statutory books.
Member portal and API
Self-service under /my for capital, dues and savings, plus a REST API documented in OpenAPI 3 for digital channels.
A complete suite, not a single add-on.
Cards, periodic dues, social funds, risk matrix and reporting, assisted member-register migration, and bridges to payroll, pharmacy and treasury. All with automated tests and ready for the Paraguayan localisation.